Comments on: Do not go chasing ads, listen to the your needs (Part-1)

By: Sequoia

Sequoia — Thu, 14 Apr 2011 11:13:25 +0000

Got it! Thanks a lot again for helping me out!

By: onlinemutualfund

onlinemutualfund — Thu, 15 Apr 2010 05:15:48 +0000

@Sushil,

I agree.

OMF.

By: onlinemutualfund

onlinemutualfund — Thu, 15 Apr 2010 05:14:04 +0000

@Srinivasu,

Looks like your voice is finally being heard. SEBI is willing to take the bull by its horns.
Long live ULIP’s or RIP ULIP.

OMF.

By: Sushil Girdher

Sushil Girdher — Wed, 24 Dec 2008 18:34:38 +0000

For a more informed investor who has the time to research, I would recommend selecting mutual fund schemes to invest in based on the following criteria.

1. Longterm Performance , consistency in Returns
2. Short Term Performance (though a fund has performed well in the past, is there a let down in short to mid term performance)
3. Performance across market cycles, like during bullish and bearish phases (how well did the fund perform during the bearish phases)
4. Fund Corpus (When selecting midcap funds, the corpus size is very important)
5. Fund Managers performance with the scheme(If a fund just got a new fund manager, I would observe the performance under this new manager before I select the fund)
6. For equity mutual funds, one will also need to evaluate risk. (Exposure to midcaps, Standard Deviation of the fund)
7. For debt mutual funds, apart from risk one also need to examine entry/exit loads and expense ratio are very important.

By: srinivasu

srinivasu — Mon, 22 Dec 2008 16:09:34 +0000

dear sir,
thanks very much for this service.but sir who will bell the cat?as long as the so called IRDA is sleeping,all life insurance companies and their agents simply loot very very innocent public in day light.